To earn the $300 bonus, you must open a new membership account and a Bonus Checking account using the promo code MACQ0125. Then, complete one or both of the following within the first three months of account opening: 

1. Meet Bonus Checking account qualifiers for two consecutive monthly qualification cycles: (a) make 12 transactions of $5 or more that settle to your account using your Numerica Visa debit or credit card, and (b) receive your statements electronically (eStatements). 
2. And/or make a minimum of one direct deposit per month for two consecutive months totaling $500 or more. Direct deposits need to be an electronic deposit of your paycheck, pension, or government benefits (such as Social Security) from your employer or the government. Person-to-person payments (PayPal, Venmo, Zelle, etc.) are not considered a direct deposit.

The $300 bonus will be deposited by the 10th of the month following three full calendar months after the account opening date, provided qualifications are met. Existing Numerica primary account owners do not qualify for the $300 bonus. You must be eligible for membership. Account must be in good standing to receive the bonus. Limit one $300 bonus per tax identification number. Numerica reserves the right to end or change the terms of this offer without notice at any time prior to you accepting the offer. 

APY = Annual Percentage Yield. Rates effective as of 10/28/2024 and are subject to change after account opening. Fees may reduce earnings. Earn 2.00% APY on the first $25,000 and 0.05% APY on balances $25,000.01 and above by meeting these Bonus Checking qualifiers during each monthly qualification cycle: (a) make 12 transactions of $5 or more that settle to your account using your Numerica Visa debit or credit card, and (b) receive your statements electronically (eStatements). If either monthly qualifier is not met, no dividends will be paid. The minimum opening deposit required for this account is $25. Limit one Bonus Checking account per person. A monthly fee will be charged for paper statements (one fee per membership number). Members can avoid this fee by enrolling in eStatements for their accounts through Online Banking or the Mobile App. Please see Fee Schedule for more information.