Personal Loans

Need a financial boost? Apply for a Numerica Personal Loan. You can use it to consolidate debt, fund a vacation, or help with an unexpected expense.
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Personal Loan opportunities and options

Opportunities

From celebrations to emergencies, a Personal Loan from Numerica may be a good fit if you are: 

  • Consolidating credit card debt
  • Hit with a major auto repair
  • Paying for a special event, such as a wedding or adoption
  • Planning to take that dream vacation
  • Funding a home improvement

Options

Numerica’s suite of Personal Loans feature competitive rates and flexible terms. 

  • Signature Loans: An unsecured loan featuring a fixed payment and term
  • Secured Loans: Using a savings account or Certificate as collateral, this fixed loan is typically used to build or rebuild credit 
  • Personal Lines of Credit: Featuring a variable rate, borrow from and replenish your balance as life moves

Applying is easy, and loan decisions are made locally. 

APPLY NOW

Rather not apply online? Let us help. 

Understand the loan process with these 5 C’s

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FREQUENTLY
ASKED QUESTIONS

WHAT IS A PERSONAL LOAN?

Personal loans are a flexible way to get access to a lump sum of money. They can serve as a financial boost in times of need or as a catalyst for achieving personal goals. Oftentimes, they are used to consolidate high-interest debt. 

WHAT IS THE DIFFERENCE BETWEEN A SECURED AND UNSECURED PERSONAL LOAN?

The difference is collateral. You can open a Numerica Secured Loan using cash, such as a savings account or Certificate. We call our unsecured personal loans Signature Loans. That's because they are made in good faith — the financial reputation of the borrower signing the loan. Because they lack collateral, they have a higher interest rate.

HOW DO YOU APPLY FOR A PERSONAL LOAN?

It’s easy to apply for a Numerica Personal Loan. In fact, you can start an online application right now. Want a hand? Schedule an appointment at a branch or by video. 

All loans subject to approval. Additional terms and conditions may apply. Rates, terms, and conditions are subject to change. 

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