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Personal loans are a flexible way to get access to a lump sum of money. They can serve as a financial boost in times of need or as a catalyst for achieving personal goals. Oftentimes, they are used to consolidate high-interest debt.
The difference is collateral. You can open a Numerica Secured Loan using cash, such as a savings account or Certificate. We call our unsecured personal loans Signature Loans. That's because they are made in good faith — the financial reputation of the borrower signing the loan. Because they lack collateral, they have a higher interest rate.
It’s easy to apply for a Numerica Personal Loan. In fact, you can start an online application right now. Want a hand? Schedule an appointment at a branch or by video.
All loans subject to approval. Additional terms and conditions may apply. Rates, terms, and conditions are subject to change.