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articles

Loans and credit

Articles & resources

Category:

Home loan options

Numerica offers various home loans to cater to different life stages and needs, from upsizing and downsizing to multi-generational living.

KEEP READING

Variable-rate vs. fixed-rate loans

Learn what to do when interest rates rise, from understanding loan types to exploring refinancing options and financial strategies.

KEEP READING

Avoiding school debt, before and during college

Discover smart strategies for minimizing student loan debt, from saving early and budgeting to maximizing scholarships and financial aid.

KEEP READING

Can I skip my car loan payment?

Discover Numerica’s Skip a Pay program, allowing you to skip a car loan payment while supporting local community programs.

KEEP READING

Should I refinance my mortgage?

Explore refinancing options, from lowering payments to cash-out refis, and find out if refinancing your home makes financial sense.

KEEP READING

How to pay off credit card debt

Feeling the burden of credit card debt? You're not alone. Here are 7 steps down the road to financial freedom.

KEEP READING

Paying off student loan debt

Learn strategies for tackling student loans, including budgeting tips, repayment plans, and guidance on reducing financial stress.

KEEP READING

6 reasons to pay your credit card bill early

Learn how paying your credit card bill early can improve your credit, lower interest costs, and keep you on top of your finances.

KEEP READING

How to pay off debt

Learn key strategies to tackle debt, manage finances, and find motivation to achieve financial freedom with Numerica’s debt workbook.

KEEP READING

Payment options for your Numerica loan

Discover convenient ways to pay your Numerica loan or credit card, from online and mobile options to in-person and mail payments.

KEEP READING

Should you lease or buy a new car?

Learn the differences between leasing and buying a car to decide which option fits your lifestyle, budget, and driving needs best.

KEEP READING

Things to know before buying a car

Take control of the car-buying process with these essential tips on budgeting, loan pre-approval, and finding the best deal on your next vehicle.

KEEP READING

How do loans work?

Learn about the 5 C’s of credit — character, capacity, capital, collateral, and conditions — and how they impact loan approval.

KEEP READING

7 home improvement tips

Discover 7 budget-friendly DIY home improvement ideas that can boost your home's appeal, from painting rooms to creating built-in storage.

KEEP READING

Home buying 101

Explore essential tips for first-time homebuyers, including budgeting, loan application, house hunting, and navigating the closing process.

KEEP READING

HELOC guide

Discover how a HELOC can unlock your home's equity for debt consolidation, home improvements, or even a dream vacation.

KEEP READING

How to dispute a credit report

Learn to identify and dispute credit report errors that may affect your credit score, interest rates, and financial access.

KEEP READING

Avoid paying mortgage insurance

Learn how a combo loan can help you avoid mortgage insurance and make homeownership more affordable, even with a lower down payment.

KEEP READING

Loans, credit scores and interest rates

Want to boost your credit score and lower your loan interest rate? Explore key strategies to understand credit, improve your score, and get the lowest rates possible.

KEEP READING

Freeze your credit with all bureaus

Protect your personal information with a credit freeze. Find out how to secure your credit report, prevent unauthorized access, and unlock it when necessary.

KEEP READING

Credit Cards 101

Maximize the benefits of credit cards without the risk. Learn how to choose the right card, manage your balance, and build strong credit with smart usage tips.

KEEP READING

Think before giving your credit card to a teen

Considering giving your teen access to a credit card? Discover the benefits and risks of authorized users, plus smart options for teaching teens about money.

KEEP READING

What to look for in a credit card

Ready for a new credit card? Learn how to choose wisely by comparing interest rates, credit limits, and rewards. Find the right card to match your lifestyle.

KEEP READING

How to get a boat loan

Thinking about a boat loan? Learn how to choose the right boat, calculate your budget, and navigate the loan process with expert tips from Numerica.

KEEP READING

5 home-buying myths

Buying a home? Don’t be fooled by common myths! Discover the real facts about down payments, debt, credit scores, and closing costs to ease your journey.

KEEP READING

What’s your spending personality?

Uncover your spender personality and improve your relationship with credit cards! Learn how to maximize strengths, avoid pitfalls, and choose the best card for you.

KEEP READING

Home loan options

Numerica offers various home loans to cater to different life stages and needs, from upsizing and downsizing to multi-generational living.

KEEP READING

Variable-rate vs. fixed-rate loans

Learn what to do when interest rates rise, from understanding loan types to exploring refinancing options and financial strategies.

KEEP READING

Avoiding school debt, before and during college

Discover smart strategies for minimizing student loan debt, from saving early and budgeting to maximizing scholarships and financial aid.

KEEP READING

Can I skip my car loan payment?

Discover Numerica’s Skip a Pay program, allowing you to skip a car loan payment while supporting local community programs.

KEEP READING

Should I refinance my mortgage?

Explore refinancing options, from lowering payments to cash-out refis, and find out if refinancing your home makes financial sense.

KEEP READING

How to pay off credit card debt

Feeling the burden of credit card debt? You're not alone. Here are 7 steps down the road to financial freedom.

KEEP READING

Paying off student loan debt

Learn strategies for tackling student loans, including budgeting tips, repayment plans, and guidance on reducing financial stress.

KEEP READING

6 reasons to pay your credit card bill early

Learn how paying your credit card bill early can improve your credit, lower interest costs, and keep you on top of your finances.

KEEP READING

How to pay off debt

Learn key strategies to tackle debt, manage finances, and find motivation to achieve financial freedom with Numerica’s debt workbook.

KEEP READING

Payment options for your Numerica loan

Discover convenient ways to pay your Numerica loan or credit card, from online and mobile options to in-person and mail payments.

KEEP READING

Should you lease or buy a new car?

Learn the differences between leasing and buying a car to decide which option fits your lifestyle, budget, and driving needs best.

KEEP READING

Things to know before buying a car

Take control of the car-buying process with these essential tips on budgeting, loan pre-approval, and finding the best deal on your next vehicle.

KEEP READING

How do loans work?

Learn about the 5 C’s of credit — character, capacity, capital, collateral, and conditions — and how they impact loan approval.

KEEP READING

7 home improvement tips

Discover 7 budget-friendly DIY home improvement ideas that can boost your home's appeal, from painting rooms to creating built-in storage.

KEEP READING

Home buying 101

Explore essential tips for first-time homebuyers, including budgeting, loan application, house hunting, and navigating the closing process.

KEEP READING

HELOC guide

Discover how a HELOC can unlock your home's equity for debt consolidation, home improvements, or even a dream vacation.

KEEP READING

How to dispute a credit report

Learn to identify and dispute credit report errors that may affect your credit score, interest rates, and financial access.

KEEP READING

Avoid paying mortgage insurance

Learn how a combo loan can help you avoid mortgage insurance and make homeownership more affordable, even with a lower down payment.

KEEP READING

Loans, credit scores and interest rates

Want to boost your credit score and lower your loan interest rate? Explore key strategies to understand credit, improve your score, and get the lowest rates possible.

KEEP READING

Freeze your credit with all bureaus

Protect your personal information with a credit freeze. Find out how to secure your credit report, prevent unauthorized access, and unlock it when necessary.

KEEP READING

Credit Cards 101

Maximize the benefits of credit cards without the risk. Learn how to choose the right card, manage your balance, and build strong credit with smart usage tips.

KEEP READING

Think before giving your credit card to a teen

Considering giving your teen access to a credit card? Discover the benefits and risks of authorized users, plus smart options for teaching teens about money.

KEEP READING

What to look for in a credit card

Ready for a new credit card? Learn how to choose wisely by comparing interest rates, credit limits, and rewards. Find the right card to match your lifestyle.

KEEP READING

How to get a boat loan

Thinking about a boat loan? Learn how to choose the right boat, calculate your budget, and navigate the loan process with expert tips from Numerica.

KEEP READING

5 home-buying myths

Buying a home? Don’t be fooled by common myths! Discover the real facts about down payments, debt, credit scores, and closing costs to ease your journey.

KEEP READING

What’s your spending personality?

Uncover your spender personality and improve your relationship with credit cards! Learn how to maximize strengths, avoid pitfalls, and choose the best card for you.

KEEP READING

Home loan options

Numerica offers various home loans to cater to different life stages and needs, from upsizing and downsizing to multi-generational living.

KEEP READING

Variable-rate vs. fixed-rate loans

Learn what to do when interest rates rise, from understanding loan types to exploring refinancing options and financial strategies.

KEEP READING

Avoiding school debt, before and during college

Discover smart strategies for minimizing student loan debt, from saving early and budgeting to maximizing scholarships and financial aid.

KEEP READING

Can I skip my car loan payment?

Discover Numerica’s Skip a Pay program, allowing you to skip a car loan payment while supporting local community programs.

KEEP READING

Should I refinance my mortgage?

Explore refinancing options, from lowering payments to cash-out refis, and find out if refinancing your home makes financial sense.

KEEP READING

How to pay off credit card debt

Feeling the burden of credit card debt? You're not alone. Here are 7 steps down the road to financial freedom.

KEEP READING

Paying off student loan debt

Learn strategies for tackling student loans, including budgeting tips, repayment plans, and guidance on reducing financial stress.

KEEP READING

6 reasons to pay your credit card bill early

Learn how paying your credit card bill early can improve your credit, lower interest costs, and keep you on top of your finances.

KEEP READING

How to pay off debt

Learn key strategies to tackle debt, manage finances, and find motivation to achieve financial freedom with Numerica’s debt workbook.

KEEP READING

Payment options for your Numerica loan

Discover convenient ways to pay your Numerica loan or credit card, from online and mobile options to in-person and mail payments.

KEEP READING

Should you lease or buy a new car?

Learn the differences between leasing and buying a car to decide which option fits your lifestyle, budget, and driving needs best.

KEEP READING

Things to know before buying a car

Take control of the car-buying process with these essential tips on budgeting, loan pre-approval, and finding the best deal on your next vehicle.

KEEP READING

How do loans work?

Learn about the 5 C’s of credit — character, capacity, capital, collateral, and conditions — and how they impact loan approval.

KEEP READING

7 home improvement tips

Discover 7 budget-friendly DIY home improvement ideas that can boost your home's appeal, from painting rooms to creating built-in storage.

KEEP READING

Home buying 101

Explore essential tips for first-time homebuyers, including budgeting, loan application, house hunting, and navigating the closing process.

KEEP READING

HELOC guide

Discover how a HELOC can unlock your home's equity for debt consolidation, home improvements, or even a dream vacation.

KEEP READING

How to dispute a credit report

Learn to identify and dispute credit report errors that may affect your credit score, interest rates, and financial access.

KEEP READING

Avoid paying mortgage insurance

Learn how a combo loan can help you avoid mortgage insurance and make homeownership more affordable, even with a lower down payment.

KEEP READING

Loans, credit scores and interest rates

Want to boost your credit score and lower your loan interest rate? Explore key strategies to understand credit, improve your score, and get the lowest rates possible.

KEEP READING

Freeze your credit with all bureaus

Protect your personal information with a credit freeze. Find out how to secure your credit report, prevent unauthorized access, and unlock it when necessary.

KEEP READING

Credit Cards 101

Maximize the benefits of credit cards without the risk. Learn how to choose the right card, manage your balance, and build strong credit with smart usage tips.

KEEP READING

Think before giving your credit card to a teen

Considering giving your teen access to a credit card? Discover the benefits and risks of authorized users, plus smart options for teaching teens about money.

KEEP READING

What to look for in a credit card

Ready for a new credit card? Learn how to choose wisely by comparing interest rates, credit limits, and rewards. Find the right card to match your lifestyle.

KEEP READING

How to get a boat loan

Thinking about a boat loan? Learn how to choose the right boat, calculate your budget, and navigate the loan process with expert tips from Numerica.

KEEP READING

5 home-buying myths

Buying a home? Don’t be fooled by common myths! Discover the real facts about down payments, debt, credit scores, and closing costs to ease your journey.

KEEP READING

What’s your spending personality?

Uncover your spender personality and improve your relationship with credit cards! Learn how to maximize strengths, avoid pitfalls, and choose the best card for you.

KEEP READING