Boat, RV, and Toy loans

Finance your next adventure with Numerica’s recreational loans! From motorcycles to motorhomes, we have flexible options to help you play well.
Hero Personal Numerica

Rates as low as 6.99% APR

Recreational Loans  

Fuel your love for the outdoors with an assist from Numerica. 

  • Funding for RVs, boats, motorcycles, ATVs, snowmobiles, dirt bikes, jet skis, and personal watercraft
  • Easy financing with more than 100 new and used dealers
  • Flexible repayment terms to fit your budget
  • Interest rate discounts available with qualifying Numerica products*

Rather not apply online? Let us help. 

Boat and RV loans1

Loan Length Fixed APR
up to 72 months

As low as 6.99%
Up to 120 months

As low as 7.24%
Up to 180 months

 As low as 7.49%

Rates accurate as of 01/13/2025

1

APR = Annual Percentage Rate. Financing is subject to Numerica Credit Union membership, credit approval, and other underwriting criteria; not every applicant will qualify. $50 document preparation fee required. As low as 0% down payment on approved credit. APR reflects discounts up to 0.50%. Discounts individuals may qualify for are 0.25% discount with automatic payment from Numerica checking account and/or a 0.25% discount with a Numerica Visa credit card or another Numerica loan. Estimated monthly payment example: $396.01 a month based on a 5-year, $20,000 loan at 7.10% APR. All loans subject to approval. Additional terms and conditions may apply. Rates, terms, and conditions are subject to change.

Toy loans1

Loan Length Fixed APR
Up to 36 months

As low as 7.24%
Up to 72 months

As low as 7.24%
Up to 84 months

As low as 7.49%

Rates accurate as of 01/13/2025

1

APR = Annual Percentage Rate. Financing is subject to Numerica Credit Union membership, credit approval, and other underwriting criteria; not every applicant will qualify. $50 document preparation fee required. As low as 0% down payment on approved credit. APR reflects discounts up to 0.50%. Discounts individuals may qualify for are 0.25% discount with automatic payment from Numerica checking account and/or a 0.25% discount with a Numerica Visa credit card or another Numerica loan. Estimated monthly payment example: $398.28 a month based on a 5-year, $20,000 loan at 7.35% APR. All loans subject to approval. Additional terms and conditions may apply. Rates, terms, and conditions are subject to change.

Ask these questions before dropping anchor on a boat loan

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FREQUENTLY
ASKED QUESTIONS

IS AN RV LOAN CONSIDERED TO BE AN AUTO LOAN OR HOME LOAN?

It’s neither. RV loans have their own lane. This is because they are typically larger, more complicated purchases than a car or truck. But they aren’t regulated the same way or offer the same types of options as a home loan. If you’re interested in an RV, call 800.433.1837 to talk to a Numerica expert about our fixed-rate loan options. 

WHAT IS THE MAXIMUM LOAN LENGTH FOR BOAT, RV, AND TOY LOANS?

At Numerica, we offer loans up to 84 months (7 years) for motorcycles, jet skis, and other toy loans. For boats and RVs, the loan length can be up to 180 months (15 years). 

HOW DO I APPLY FOR A RECREATIONAL LOAN?

It’s easy to apply for a boat, RV, or other toy loan from Numerica. You can fill out an online application or contact one of our experts for assistance. To visit in branch or by video, simply schedule an appointment. 

All loans subject to approval. Additional terms and conditions may apply. Rates, terms, and conditions are subject to change. 

*

APR reflects discounts up to 0.50%. Discounts individuals may qualify for are 0.25% discount with automatic payment from Numerica checking account and/or a 0.25% discount with a Numerica Visa credit card or another Numerica loan.

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