Protection and insurance

When you plan ahead, you invest in your peace of mind. Numerica protection plans safeguard your assets and loan obligations from unexpected life events.
Header protection products Numerica

Guaranteed Asset Protection (GAP)

So you never owe more than it’s worth

Protect your loan balance if your vehicle or other collateral is stolen or totaled. GAP protection covers the “gap” that occurs between the amount your insurance company pays and the amount you owe on the loan. Use GAP protection for your new or used autos, boats, RVs, toys, and more.*

As an additional benefit, your coverage helps you get back on your feet if your vehicle is deemed a total loss. With GAP Advantage, receive a $1,000 principal payment on your next vehicle loan if you finance with Numerica within 90 days of the total loss.

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Extended Warranty Protection

Transform your standard protection into stellar protection

Extend the warranty on your vehicle — whether you financed through Numerica or not. Check out the links below to review how an extended warranty can help protect your vehicle and prolong its life.

All extended warranties come with roadside assistance, which includes towing, flat tire assistance, fluid delivery, minor adjustments, and rental car allowance. (Service and towing are not available in off-road areas.)

Numerishield Payment Protection

In stressful times, loan payments shouldn’t add to the worry

During a financially challenging life event, you don’t want to worry about payments on your Numerica loan. That’s where Numerishield protection comes in.

  • Simple to add to your loan
  • Comforting, to help put you at ease
  • Flexible, cancel at any time

File a Numerishield claim

If you have Numerishield on your loan, our partners at TruStage can help you file a claim quickly and conveniently. Call 800.621.6323 or use the button below.

File a claim

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Insurance Protection

Options from our partners at TruStage*

  • Life insurance: Numerica members are eligible to apply for whole life and term life insurance through TruStage Life Insurance, underwritten by CMFC Life Insurance Company.
  • Auto insurance: TruStage offers vehicle coverage in partnership with Liberty Mutual, and Numerica members may qualify for discounts.
  • Home and renters insurance: TruStage coverage is underwritten by Liberty Mutual.

In addition, Numerica members who live in Washington state may receive $3,000 of no-cost TruStage Accidental Death and Dismemberment Insurance ($1,500 for age 70 and older). It’s an exclusive benefit fully paid for by Numerica. Claim your coverage today.

FREQUENTLY
ASKED QUESTIONS

HOW DO I KNOW IF I’M ELIGIBLE FOR A PROTECTION PRODUCT?

Whether you’re looking to add GAP or Numerishield to a loan or exploring extended warranties, we’re here to help! Because each specific situation is unique, we recommend calling us at 800.433.1837 or stopping by your favorite branch.

ARE THERE ANY OTHER INSURANCE OPTIONS AVAILABLE TO ME?

Yes. In addition to the TruStage options listed above, members can also explore a variety of life insurance policies and long-term care coverage products by talking to an adviser with Numerica Financial Services.

Your purchase of protection products is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. All loans subject to approval. Certain eligibility requirements, additional terms and conditions, and exclusions may apply. Please contact your financial service representative or refer to the contract for a full explanation of the terms. Rates, terms, and conditions are subject to change.

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Non-deposit investment products are not federally insured, are not obligations of the credit union, are not guaranteed by the credit union or any affiliated entity, involve investment risks and may lose value, including the possible loss of principal, and may be offered by an employee who serves both functions of accepting members’ deposits and the selling of non-deposit investment products.

Auto and home insurance products are issued by Liberty Mutual Insurance Company, 175 Berkeley St., Boston, MA. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.

Discounts and savings are available where state laws and regulations allow and may vary by state. Certain discounts apply to specific coverages only. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverage and limitations. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution.

TruStage® Accidental Death & Dismemberment Insurance is made available through TruStage Insurance Agency LLC and issued by CMFG Life Insurance Company, P.O. Box 61, Waverly, IA 50677‑0061. The insurance offered is not a deposit and is not federally insured, sold, or guaranteed by your credit union.

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