Home Equity Line of Credit (HELOC)

Apply for a HELOC, the quick and easy way to tap into the value of your house. From remodels to debt consolidation, funding could be as close as your home.
Hero HLC Numerica

Rates as low as 7.75% APR

What could a HELOC unlock for you? 

A dream vacation. Paying off credit cards. That home improvement project. A HELOC may be the answer. 

  • Tap the equity in your home: Better buying power and rates than an unsecured loan
  • Works like a credit card: As you pay down the balance, the available amount replenishes
  • Fixed-rate flexibility: Transfer all or part of your balance to a fixed-rate loan
  • Quick and easy access: Tap into your funds with Online Banking, the Mobile App, or our HELOC Visa

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Rather not apply online? Let us help! 

How to know if a HELOC is right for you

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FREQUENTLY
ASKED QUESTIONS

WHAT IS A HOME EQUITY LINE OF CREDIT (HELOC)?

Your home’s equity is the difference between the value of your home and the amount you still owe on it. If you sold your home, this is what you would likely have left after paying off your mortgage. 

A HELOC is a type of loan that allows you to access a certain amount of money that is backed by the equity in your home. 

HOW DOES A LINE OF CREDIT WORK?

A line of credit is a loan in which you are designated access to a certain amount of money. But unlike a traditional loan, you don’t receive a lump sum. Much like a credit card with a set credit limit, you simply access funds when you need them. When you pay it back, your available balance refreshes. 

HOW DO YOU APPLY FOR A HELOC?

Applying for a HELOC from Numerica is a snap. Simply start an online application or schedule an appointment. 

All loans subject to approval. Additional terms and conditions may apply. Rates, terms, and conditions are subject to change. 

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