Auto Loans

Time to buy a car or truck? Numerica Auto Loans feature competitive rates and terms to fit your budget. Rev up your life on the road — apply to get pre-approved today!
Hero Personal Numerica

Rates as low as 5.24% APR

Fuel your dreams with a car or truck loan

  • Buy new or used, or refinance your current ride
  • No down payment for qualified members
  • Flexible repayment terms
  • Easy financing with more than 200 new and used dealers
  • Interest rate discounts available with qualifying Numerica products

APPLY NOW

Rather not apply online? Let us help!

Auto loans1

Loan Length Fixed Rate APR
36 months

As low as 5.24%
48 months

As low as 5.74%
60 months

As low as 5.74%
72 months

As low as 5.74%
84 months

As low as 6.24%

Rates accurate as of 02/03/2025

1

APR = Annual Percentage Rate. Financing is subject to Numerica Credit Union membership, credit approval, and other underwriting criteria; not every applicant will qualify. $50 document preparation fee required. As low as 0% down payment on approved credit. APR reflects discounts up to 0.50%. Discounts individuals may qualify for are 0.25% discount with automatic payment from Numerica checking account and/or a 0.25% discount with a Numerica Visa credit card or another Numerica loan. Estimated monthly payment example: $391.22 a month based on a 5-year, $20,000 loan at 6.59% APR. All loans subject to approval. Additional terms and conditions may apply. Rates, terms, and conditions are subject to change.

Buying a car? Ask yourself these 7 questions

LEARN MORE

FREQUENTLY
ASKED QUESTIONS

SHOULD I GET PRE-APPROVED FOR AN AUTO LOAN?

There are many ways pre-approval aids the vehicle shopping process. One of the most important ways is that it helps set your budget. When you know your loan’s interest rate and monthly payment in advance, it’s easier to shop for cars you can afford without falling for one that’s out of reach. 

SHOULD I LEASE OR BUY A NEW CAR?

There are pros and cons to both options. For example, when you lease a car, your monthly payment will likely be less, but you don’t own it. Here are several factors to review that will help you make the right decision for you.

HOW DO I APPLY FOR AN AUTO LOAN?

It’s easy to apply for a Numerica Auto Loan. In fact, you can start an online application right now. If you have a question or want assistance with your application, schedule an appointment with one of our experts. You can set up a time to meet with us in a nearby branch — or by video. 

All loans subject to approval. Additional terms and conditions may apply. Rates, terms, and conditions are subject to change. 

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