Growth Savings

Grow dividends — and your child’s money smarts — while you save for the future. Designed for ages 0-17, open a Numerica Growth Savings account today.
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GROWTH SAVINGS

For youth members ready to learn while they earn

Savings simplified

Earn 1.00% APY on first $2,000 and 0.05% APY above that amount.

Developing money skills

Receive financial literacy tools — plus a cool gift — at account opening.

Partnered with parents

As joint owners, parents and guardians can access and manage the account with ease.

Ages for account
0-17
Minimum opening deposit
$5
Minimum balance
$0
Debit card
No
Monthly service fees
None

More ways for students to live well

Tips for talking to your kids about money

READ MORE

FREQUENTLY
ASKED QUESTIONS

DO I NEED TO KEEP A MINIMUM BALANCE IN MY GROWTH SAVINGS ACCOUNT?

Nope. You just need a minimum deposit of $5 to open the account. There isn’t a minimum balance to keep it open.

HOW DO I OPEN A GROWTH SAVINGS ACCOUNT?

Applying is easy. You can launch an online application now. 

That said, this account is especially fun to open in person. If your child would enjoy choosing a gift, stop by a branch. You can even book a convenient time in advance when you schedule an appointment. 

ARE GROWTH SAVINGS ACCOUNTS INSURED?

Yes, credit union deposits are insured by the National Credit Union Administration (NCUA) per individual up to $250,000. This includes youth accounts. The $250,000 in coverage applies to each share owner, per insured credit union, for each account ownership category.

At Numerica, we protect the information privacy of our younger members. We do not knowingly collect, maintain, or use personal information about children under age 13 from our website. If a person sends personal information to us through any online service and identifies himself or herself as being under the age of 13, we will only use that information to respond directly to that child or to notify the parents. We will not retain such information unless we obtain parental consent.

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