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Savings

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Savings that level up the piggy bank.

Make your money make money, with savings account options that serve you best.

Savings

Turn a little into a lot.

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Bonus Saver

Get rewarded for saving. With as little as $25/month, Numerica will pay you for putting money into savings.

  • Earn 0.05% APY on your entire balance (no limit)
  • Get an additional 2.00% APY bonus on balances up to $2,500! By earning a:
    • Deposit BONUS of 1.00% APY after six months of consecutive deposits of at least $25 each month
    • No withdrawal BONUS of 1.00% APY after six months without a withdrawal
  • Open with only $25

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Regular Savings

  • Earn 0.05% APY on your entire balance
  • Open with only $25
  • Easily move funds to and from your checking account
  • No limit for online transfers to and from Numerica accounts
  • Use as Transfer Protection* with your Numerica checking account

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Round Up to Savings

Pay yourself first with Round Up to Savings. This program makes saving hassle-free and easy.

  • Everyday debit card transactions are rounded-up to next dollar amount
  • The spare change is deposited into your designated Numerica savings account
  • Just set it and forget it. Watch your spare change grow your savings!
  • Learn more about Round Up to Savings 

Stop in at your favorite branch or call 800.433.1837 to speak with a Member Service Representative. They’ll help you set up Round Up to Savings from Bonus Checking to your preferred savings account.

*Use another Numerica account (savings, checking, credit card, line of credit or home equity line of credit) for overdraft protection. $5 per transfer. Two free transfers per year from any Numerica account.

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Money Market

Savings without the separation anxiety.

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Bonus Money Market

  • Earn a special bonus rate each month
  • Available when you open a Bonus Checking account
  • Meet monthly qualifiers to unlock your bonus rate
  • Easy access to your money
  • Secure (not at risk from market fluctuations)
  • Check out our money market rates

Learn more about the Bonus Money Market account.

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Peak Money Market

Money market accounts pay rates similar to savings accounts and have some of the same features many checking accounts offer.

Think of it as a hybrid account. You can take money out as often as you need, but by keeping your money in your money market account, you may earn more than a regular checking account, with all the same check and debit features.

  • Earn competitive rates on higher balances
  • Open your account with only $25
  • Rate tiers adjust automatically based on average balance
  • Deposit anytime without transaction fees
  • Get unlimited electronic transfers
  • Make up to 6 debit or check transactions per month

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Certificate

Steady rates without market swing.

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Certificates let you save for a specific timeframe to earn a higher rate while avoiding the temptation to dip into your savings.

  • Choose from 3 to 72 month terms
  • Use Certificates as loan collateral
  • Withdraw dividends without a penalty*
  • $1,000 minimum balance requirement

*You can only withdraw dividends credited in the term before maturity of that term without penalty. Dividends can be withdrawn anytime during the term after they are credited to your account. Withdrawal of dividends will reduce earnings. Principal withdrawals from this account will result in a penalty.

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Rates as high as
4.50% APY*

Traditional IRA

Pay taxes on the back end

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An IRA is a special account used to save money for retirement. IRA stands for Individual Retirement Account. When the requirements of the account are followed, IRAs may offer tax advantages that normal savings accounts cannot.*

About Traditional IRAs

  • Save for retirement with tax-deferred earnings
  • Benefit today with tax-deductible contributions (up to IRS limits)
  • Contribute easily with payroll deduction, direct deposit, or automatic transfer

*Here’s the legal stuff: Early withdrawal taxes and penalties may apply. Consult with your tax advisor for complete information, including annual contribution limits and age requirements.

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Roth IRA

Pay taxes on the front end

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Like a Traditional IRA, Roth IRAs are special retirement savings accounts known for possible tax advantages. The Roth IRA’s superpower is its ability to avoid taxes on earnings that grow over time when you meet the withdrawal requirements.*

About Roth IRAs

  • Save for retirement by making “after-tax” contributions (up to IRS limits)
  • Benefit at retirement by taking qualified distributions tax free
  • Contribute easily with payroll deduction, direct deposit, or automatic transfer

*Here’s the legal stuff: Early withdrawal taxes and penalties may apply. Consult with your tax advisor for complete information, including annual contribution limits and age requirements.

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Today's Rates

November 20, 2024