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Tap to pay for fast, secure purchases! Learn how to use your Numerica debit or credit card for contactless payments and enjoy hassle-free shopping.
Tap to pay is like a fist bump that buys things. You can use this contactless method to make secure purchases at thousands of stores nationwide.
Tap to pay is available using many credit cards, debit cards, and mobile devices. Many Numerica cards include it — no setup required! Read on for more about the basics, security, and convenience of tap to pay.
If you have a newly issued Numerica credit or debit card, it automatically features tap to pay. Numerica updates older cards with the contactless technology at reissue. You’ll be able to tell if your Numerica Visa offers it by looking for the symbol on your card.
There is no difference. Both describe the convenient and secure method of making purchases using a card, smartphone, or device.
Tap to pay uses short-range wireless technology for secure payments between a contactless card or device and a contactless-enabled checkout terminal. This means there’s no need to swipe or insert a physical card. You don’t have to touch the payment terminal at all.
Look for the contactless symbol where you shop.
Hold your card over the contactless-enabled terminal.
That’s it! Purchase made. No signature or PIN required.
No. If your card is within 1 to 2 inches of a contactless terminal, the payment process will start. Holding your card flat over the symbol rather than at an angle tends to work best.
Bringing your card near the contactless symbol sends your payment for authorization. Each transaction uses a one-time, unique virtual validation — not your actual card number.
Yes! The secure, token-based authentication means your sensitive financial information is not transmitted, reducing the likelihood of fraud.
Nope. Contactless terminals can only process 1 transaction at a time. You must complete or void each transaction before another takes place. This keeps you safeguarded against duplicate charges.
No. A merchant must first send a payment request. Without it, your card can’t be charged.
Thousands of merchants across the U.S. accept contactless payments. This includes restaurants, grocery stores, vending machines, coffee shops, and more. You can also tap to pay at millions of stores around the world when you’re traveling internationally.
No problem! You can always insert or swipe your Numerica card.
When it comes to using a PIN, contactless cards work similarly to your current card setup. Your Numerica debit card, for instance, will still require a PIN for some transactions.
Yes! You can upload your Numerica card to any mobile wallet.
Numerica adds tap to pay functionality to all newly issued debit and credit cards. But there’s no need to use it. You can always insert your card to make purchases.
Life moves. Tap to pay helps you live well by saving you time and keeping your financial information safe. If you have questions about contactless payments, call us at 800.433.1837 or stop by your favorite branch.
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