Checking accounts

Not long at all. If you’re new to Numerica, we set up your account when you become a member. Already a member? Adding an account is simple. Just reach out to us.

Direct deposit is an easy way to get money into your Numerica account. It’s especially handy for recurring transactions like a paycheck of Social Security. 

To set up a direct deposit transfer, you need to provide the payer (such as an employer), with 2 things: 

1. The full number of the account you want the money deposited into
2. Numerica’s routing number, which is 325182690

If you’d like, you can generate a handy direct deposit form in Online Banking and the Mobile App. Simply type “direct deposit form” in the navigation bar. 

Simply type “Round Up to Savings” in the navigation bar of Online Banking and the Mobile App. Then follow the prompts. We’re also here to help. Just reach out to us. 

Nope. You just need a minimum deposit of $25 to open each account, but there isn’t a minimum balance to keep it open.

There’s no limit to the number of Free Checking accounts you can have with Numerica. For Bonus Checking accounts, there is a limit of 1 per person.

Yes! Our Growth Checking account is designed especially with our teenage members in mind. To open an account, youth ages 12-17 must qualify for membership and have at least 1 adult joint owner.

Yes, credit union deposits are insured by the National Credit Union Administration (NCUA) per individual up to $250,000. The $250,000 in coverage applies to each share owner, per insured credit union, for each account ownership category. 

Learn more about how Numerica keeps your money safe. You can also use NCUA’s insurance calculator to estimate the coverage for your accounts.

From ordering checks to finding your account number to much more, check out our Checking Account FAQs story. Prefer to chat? Give us a call at 800.433.1837.