Money market accounts

Save more, earn more with a money market account from Numerica. Enjoy easy access, competitive rates, and secure savings. Open your account today!
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BONUS MONEY MARKET

For Bonus Checking members looking to earn more on high balances

Earn up to 0.40% APY

This account awards its best rate to your highest qualifying balances. 

Funds flexibility

Spend directly from the account or use it for overdraft protection — your balance is always available to you. 

No-risk savings

Unlike some investments, your balance is safe from stock market swings. 

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Rather not join online or already a member? Add this account.

Up to 0.40% APY

Minimum opening deposit
$25
Minimum balance
$0
Monthly service fees
None
Max transfers per month
Unlimited
Earn dividends on every cent
Yes
Can be used as Transfer Protection
Yes

PEAK MONEY MARKET

For members looking to grow money and retain access

Great rates, no qualifiers

Earn up to 0.20% APY on your balances. See current tiered rates.

Ready to transfer 

Use money market accounts as Transfer Protection for your checking account — or to automate payments to a loan. 

Your money is liquid, not locked

Money market accounts keep your funds at your fingertips. 

OPEN NOW

Rather not join online or already a member? Add this account.

Up to 0.20% APY

Minimum opening deposit
$25
Minimum balance
$0
Monthly service fees
None
Max transfers per month
Unlimited
Earns dividends on every cent
Yes
Can be used as Transfer Protection
Yes

Money market vs. savings accounts — what's the difference?

READ MORE

FREQUENTLY
ASKED QUESTIONS

WHAT ARE MONEY MARKET TIERS?

Money market accounts give you different rates for different balance amounts. These rates are separated into tiers. As you put more money into a money market account, you can reach higher tiers that earn higher dividends.

HOW DOES A MONEY MARKET ACCOUNT WORK?

A money market account is like a hybrid savings and checking account. You can spend directly from your account or use it for overdraft protection.

Pro tip: Keep in mind that as you take advantage of these flexible options, your spending could bump your balance into a lower tier.

WHAT IS THE DIFFERENCE BETWEEN A MONEY MARKET ACCOUNT AND A MONEY MARKET FUND?

Quite a lot, actually! A money market fund is an investment that could lose value with market fluctuations. As a type of mutual fund, it isn’t a federally insured savings account. A money market account is a low-risk, easy-to-access savings account.

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